Retirement planning is about building clarity, creating confidence, and ensuring your wealth supports the life you want. As a Red Deer-based team serving Central Alberta, we bring advanced financial modeling, business owner expertise, and high-net-worth retirement strategies together into one integrated plan. Every plan we build reflects your goals today while preparing you for the future.
Planning for Business Owners
Business owners face unique challenges when preparing for retirement. Our team specializes in retirement for business owners, offering guidance that integrates business retirement plans with personal wealth strategies. Whether you are exploring small business retirement plans, identifying the best retirement plans for small business owners, or evaluating pension options for business owners, we provide clarity on every decision. Our experience ensures your business transition is handled with precision, protecting what you’ve built and creating income streams for the next chapter.
High-Net-Worth Retirement Planning
Affluent families and individuals need more than generic strategies. We specialize in high-net-worth retirement planning, designing retirement plans for high-net-worth individuals that protect wealth, minimize tax, and secure long-term financial independence. We provide clarity on what you need, what your assets are worth, and how to align your wealth with your vision for the future.
Advanced Financial Modeling for Clarity
Numbers bring peace of mind when they tell the whole story. At Giesbrecht & Associates, we use advanced modeling to provide precise projections for retirement, estate, and business valuation. This process answers your biggest questions: how much you need, what you are worth, and how to achieve your goals. The clarity this brings allows you to make decisions with confidence, knowing every detail is aligned with your overall strategy.
Integrating Tax and Retirement Strategies
Retirement planning is never separate from tax planning. Our role is to integrate both, ensuring every withdrawal, investment, and income stream is structured to reduce tax impact. For small business owners, tax planning is especially critical. We create strategies that balance income, manage corporate and personal wealth, and preserve assets for future generations. Every plan we design is built for tax efficiency, giving you confidence that more of your wealth stays with your family.
Intergenerational Retirement Planning
Retirement planning is about today, but it is also about tomorrow. Families across Central Alberta trust us to provide intergenerational continuity, ensuring both their own retirement and their heirs’ financial future are supported. By intentionally building a younger multi-advisor team, we create seamless planning across generations, so your children and grandchildren receive consistent guidance and confidence.
A Comprehensive Process
Our retirement planning process is not rushed. Over a series of detailed meetings, often spanning a year or more, we build a plan that ties every element of your financial life together. Business, tax, estate, and investment planning are all integrated into one strategy. For business owners, professionals, and high-net-worth families, this comprehensive approach transforms complexity into clarity and provides confidence for the future.
Confidence for Every Stage of Life
Retirement planning is not just about saving—it is about building a plan that evolves with you. At Giesbrecht & Associates, we deliver retirement plans that adapt to life’s changes, support your lifestyle, and create the legacy you want. Book a meeting with us today.